Money that does what it says

A current account, a card you control from the app, pots that fill themselves and money held in thirty currencies. Open one in about four minutes.

No credit check to open one. Checking a loan rate does not touch your credit file either.

Four things it actually does

A card that stops when you say stop

Freeze it from the app and it is frozen. Switch off cash machines, online payments or contactless on their own. Report it lost and we will not let anybody turn it back on, including you.

Pots that fill themselves

Set a target and a date. Feed it with round ups, a slice of payday or a standing transfer, and watch the shortfall come down rather than working it out yourself.

Thirty currencies, one account

Hold what you need before you travel, at the mid market rate, with the day the rate is from printed beside it. Tell us where you are going and the card is ready before you are.

A rate before you apply

See what a loan would cost a month before anything touches your credit file, and see your score and which way it moved in the same place.

Pick what you need

Five plans. The card defines the plan, so the fee on the card is the fee for the plan, and there is nothing else to add up.

Every figure on this site is illustrative demonstration data.

Everything else